OptINnow - Clients Awaiting Funding

Mary Brako

OptINnow - Sinapi Aba Trust — Mon, 08 Mar 2010 15:18:22 -0800

Mary Brako - Ghana
Funded $200 of $300

Mary is fifty years of age, a divorcee and has four children under her care. According to her, all her children are still in school, a situation which has made the economic life of the family quite cumbersome for her. Mary therefore works very hard to be able to meet the family’s expenses. She lives with her children in a rented apartment in commercial/farming community called Offinso in the Ashanti region of Ghana. She is a food vendor. She cooks and sells rice with stew. Mary prepares the food in her house of residence and sells on a table top by the road side in her community. Mary has been in business for over twenty – five years and wants a loan to buy bags of rice and other ingredients in bulk to expand her business.

Cecilia Nyamekye

OptINnow - Sinapi Aba Trust — Mon, 08 Mar 2010 15:18:11 -0800

Cecilia Nyamekye - Ghana
Funded $75 of $300

Cecilia is fifty years old. She is widowed and has four children to cater for. All are currently out of basic school and yet to further. She lives with the children in a rented apartment in a commercial and farming community in Ghana. Cecilia works very hard to be able to provide for the family. She is a trader. She trades in food items such as groundnuts and gari; cassava flour. Cecilia supplies to retailers and food vendors in her community. She has been in business for two years and wants a loan to procure goods in bulk to expand her business.

Edna Navarro

OptINnow - TSKI — Mon, 08 Mar 2010 15:17:31 -0800

Edna Navarro - Philippines
Funded $0 of $350

Edna Navarro, 51, is a resident of Sara Iloilo. She is married to Noel Navarro, 51, a fisherman. They were blessed with 5 children namely; Adrian, a college student; Reynald, working in a fishing vessel; Noel, a college student; her 4th child is working as a babysitter and the youngest is a high school student. Edna and her family experienced lots of sufferings on their lives due to poverty especially her husband who has been working so hard just to sustain their needs but still his sacrifices and efforts were not enough to provide it. Her husband is using a small boat that cannot be use during bad weather. And during those times, all that she did is to find some ways just to earn money like accepting laundry from their neighborhoods and other related works. Edna wanted to help her husband but the problem is she didn’t know where to get a capital. Edna felt so helpless especially when seeing her children suffering. She decided to borrow an initial capital from TSKI to start a business. From the small amount she borrowed, she decided to use it to buy a 2nd hand engine for their boat to help her husband. Her husband was more inspired and he strives harder for the future of their children. Their sons, Adrian and Reynald, help their father in fishing. Edna was so proud of her family because of their support to each other. Their income in fishing was use for their daily expenses and Edna see to it that their money will be used properly. She spares some of their income and invests in a bigger fishing boat. As of now, Edna still needed an additional capital for her business expansion. She wanted to invest in buying and selling fishes to help her husband in earning extra money. She also wanted to purchase another fishing boat for her son who is currently working in other fishing vessel. An additional income will be a big help for Edna and her family. She know that the only thing that she could offer for her children is a good education.

Lusicita Abao

OptINnow - TSKI — Mon, 08 Mar 2010 15:16:42 -0800

Lusicita Abao - Philippines
Funded $0 of $375

It is important that there is always a support from members of the family to be able to have a good business. Like the Abao family that really support each other in their buy and sell business. This is why Lusicita is so proud of her family despite of difficulties and hardship in their lives. Lucisita Abao, 46, is a resident of Brgy. Agos Gloria, Oriental Mindoro. She is married to Mr. Plaridel Abao and they were blessed with 7 children namely; Michelle, 24, she is now working in Manila; the 2nd child is Jackelyn, 20, a 4th year Computer Science student; the 3rd child is Mary Jane,19, a 2nd year student taking up Midwifery; the 4th child is Plaridel, 17; the 5th child is Kevin, a 3rd year high school student; the 6th and the 7th child are in elementary level. Having a big family is really difficult especially if there is no regular income from the couple. Lusicita’s husband is a carpenter and with his meager income he could barely support the needs of his family. Lusicita decided to start a small business with a minimal capital. She started in buying and selling different kinds of accessories and kitchen utensils. They have rented a stall at the market. Lusicita is the one maintaining her business every day while her husband is assisting him in taking care of their customers. Their children would also help them if they have no classes. Every day is a struggle for Lusicita and her family because of stiff competition and lack of capital on their business and aside from that, they have to sustain the education of their children. The couple’s 4th child is also sickly that is why he is not studying. He is always in the hospital for his check up and medication and their earnings is always enough for his hospitalization.. Lusicita is very thankful because her family is very supportive of their business. Even though she could not afford to buy some household appliances and repair their house, she is already happy because her children are studying well and they grow up with fear in God and they are also responsible. Lusicita still needed an additional capital for her business. She wanted to put up another business like a small grocery to generate more income. She really wanted to give her children a better future and a quality education. She also wanted to have a tricycle so that she could deliver their business to other market. An additional capital would be a big help for Lusicita and her family. It could give her more income so that she could fully support her family especially for her sick child.

Yescira Espitia

OptINnow - Opportunity Colombia — Mon, 08 Mar 2010 15:16:22 -0800

Yescira Espitia - Colombia
Funded $75 of $250

Yescira is a young single woman dedicated to evangelism in her town of San Francisco; she is the youngest child in her family and still lives with her parents to take care of them. Since her childhood she has been known for her service to God and people, now she is a part of the community trust group called “The Voice of God”. Apart from the evangelism she has been in business selling office papers to the community, some years ago when she finished her high school she wanted to try a business with the motivation to earn some money to afford her professional education and contribute to the family income. Through time and hard work her business has become productive, and with the profits she has been able to pay for her tuition and contribute to her family income. She thinks her business can be even more productive by purchasing a photocopier and offering internet service for students to look up their homework. Yescira is not planning to get married for now but she would like to reach a stable economic situation, to be able to provide her future children with a home and the best education as possible. Her short-term goal includes her business to continue improving and put some money into a saving for future investment.

Joan Barnachea

OptINnow - ASKI — Mon, 08 Mar 2010 15:13:04 -0800

Joan Barnachea - Philippines
Funded $100 of $225

Managing a general store business is the primary activity of Joan Barnachea. She was engaged in her business for just four months only, her store was newly opened. She wants to make it more profitable and to grow more. In this regard, she would like to borrow a loan from ASKI amounting to 10000 PHP to be used as her additional capital to purchase more products to sell in her store. She will use the profits to improve her business and to support the needs of her family. Also, she wants to save some funds for the schooling of her child. She dreams that her child will finish a degree course to be able to have a stable job someday. Joan is already 29 years old and married. She was gifted with one child who is now in the school-aged. Their family lives in the village of Amamperez, Villasis, Pangasinan.

Marlene Pino Maldonado

OptINnow - Opportunity Colombia — Mon, 08 Mar 2010 15:12:55 -0800

Marlene Pino Maldonado - Colombia
Funded $0 of $800

Marlene is 38 years old and a single mother of an adult-aged son, Jorge. Marlene alone has worked very hard to raise her child and give him the best, and is very proud that Jorge, despite the adversities was able to finish his secondary school, reaching a very high grade. Marlene and Jorge support each other, they live in the community of Fredonia in the south of Cartagena, she is also a part of the trust group “New Paradise”. She says when she got divorced, she was used to being supported by her ex-husband, and then she had to find a way to earn some money to cater for all her child’s needs. Since that time she has been working on her outdoor sale of fried food called (empanada, arepas, buñuelos) made from flour, vegetables, meat and ground corn, she also sells bags and sanadals for women. She make along trip to buy these good in Bucaramanga, a city 8 hours far from where she lives, this city has the greater and the best production of shoes and sandals in Colombia, this way people purchase sandal at low prices. Though the profit from this business she has been able to improve her family and raise her child with values. Now she is planning to invest some money to purchase larger quantity of sandal thus distribute others seller and begin to be wholesale. She says her main motivation now is be able to pay for her child’s university, because her child Jorge wants to study systems engineering.

Pedro Berrio Bello

OptINnow - Opportunity Colombia — Mon, 08 Mar 2010 15:10:04 -0800

Pedro Berrio Bello - Colombia
Funded $0 of $225

Pedro has a wonderful family, they live together in Fredonia community, in the south of Cartagena. His wifes name is Miriam Benixe, who is a housewife and helps to operate their business. They have 4 daughters Paola, Yuleima, Jhoana and Sara. For the past 2 years, Pedro has been a part of the trust group "New Paradise" and owns a small stall of groceries at home. Every morning, he goes to the local wholesale distributor to buy his inventory which helps him to obtain great discounts. One day Pedro realized that in the area where they live there were not any grocery stalls and the community members had to walk a very long distance for their groceries. Then Pedro decided to start a small grocery in order to satisfy this necessity and earn a good income for his family, He would like to improve his business by purchasing some shelves, a big display case and larger quantities of inventory. He hopes his business grow rapidly to be able to continue paying for her children’s tuition.

Julian Manrique

OptINnow - Opportunity Colombia — Mon, 08 Mar 2010 15:06:28 -0800

Julian Manrique - Colombia
Funded $0 of $375

Julian is a gentleman who is married to Mary Montes. They have one adult daughter named Ruby. The couple runs a daycare center for the children of San Francisco community where they live. A few months ago he became a member of “The Voice of God” trust group, where he and the rest of the members have being trained in areas such as: business management, investing, savings. Julian is a hard working man and for several years has been involved in businesses, trying various types of business, but he is currently dedicated to retail sales of hardware items and making bricks. Through this he has been able to provide for his family's daily needs, now he thinks is the time to improve by investing an additional capital, which will help him purchase a greater quantity of inventory, thus reach discounts and be able to sell at lower prices and this way attract more clients. He also dreams of providing his family with their own house to make them feel more dignified.

Francis Njihia Njoroge

OptINnow - Opportunity Kenya — Mon, 08 Mar 2010 15:01:51 -0800

Francis Njihia Njoroge - Kenya
Funded $0 of $525

Francis Njihia Njoroge is a 28years old entrepreneur. He is married to Naomi and they have been blessed with two daughters. His first daughter is in lower primary while the last born is still a toddler. Francis desire is to raise them to be God fearing and provide them with a quality life and education up to the highest level. After struggling to make ends meet through formal employment, Francis decided to start his own business business by using his savings to start up a boutique in 2006. According to him the last two years have been very instrumental to his business, it has recorded tremendous growth and he has managed to employ one person. Francis is currently making a monthly net profit of ksh15000 and his main target in this New Year is to increase the profit in the first quarter by more than 30%. Francis has been Opportunity Kenya client for the last seven months and we are currently funding him with the second loan. With this loan, Francis intends to increase the stock in his shop and diversify by stocking beauty products in his shop. He is very optimistic of recording good sales in the next few months so that he can use the profits to expand his business. Thank you for supporting Francis business and his family at large.

Jovelyn Manalo

OptINnow - ASKI — Mon, 08 Mar 2010 15:01:13 -0800

Jovelyn Manalo - Philippines
Funded $0 of $1750

Jovelyn Manalo is 37 years old and married. She has three school-aged children. Their family lives harmoniously in their village in San Bartolome, Rosales, Pangasinan. To make a living, she manages a fish vending business in their public market. She has been engaged in her business for over 12 years and earns approximately 15000 a month for this activity. Jovelyn believes that patience and hard work are the factors to become a productive entrepreneur. That’s why she gives her best to be able to make her business more productive. Thus, she is requesting to avail a loan amounting to 80000 PHP to purchase more fishes to sell and to maintain her business. The loan will be very helpful to be able to increase her capital as well as her income.

Dionisia Millalos

OptINnow - TSKI — Thu, 04 Mar 2010 13:19:53 -0800

Dionisia Millalos - Philippines
Funded $0 of $350

A mother and a business woman, this is how Dionisia describes herself. She was already separated from her husband and with 6 children to feed she has to have her own income. With a small amount of money she borrowed from her sister she was able to put up her own sari-sari store. And now it was the only source of their income. Dionisia Millalos, 44, is a native of Panglao Bohol. She was married to her husband but they were separated due to some personal problems. Six children were left under her custody. Although she was a college level, she felt paralyzed when her husband left them especially that all their children are studying. She has to double her efforts to sustain the needs of her family as a single parent. She wanted to prove to her husband that she could provide her children their basic needs without his help. She decided to borrow a small capital from her sister to start her own business. With a small amount of capital, Dionisia knew that the easiest business for her is to put up a small sari-sari store. Dionisia felt so blessed when her sari-sari store started to draw attention from the passersby and after just a few months her sales increased and she was able to pay the capital that she borrowed from her sister. She budget her income wisely to be able to sustain the needs of her children and to send them to school. Her proper management of her business gives her a positive outcome because she was able to renovate their small house and she was also able to widen the space of her store to accommodate more goods. As of now, Dionisia still needed an additional capital for her business. She wanted to purchase more dry goods for her store to meet the demands of her customers. She really wanted to sell more products to generate more income for the future of her 6 children. She also wanted to sell different varieties of fruits and vegetables in her store. An additional capital will be a big help for Dionisia and her children. As a responsible mother, all she wanted is to see her children reaping their success in the future.

Lilibeth Leonin

OptINnow - ASKI — Tue, 02 Mar 2010 15:38:23 -0800

Lilibeth Leonin - Philippines
Funded $0 of $175

Engaging into a smoked fish vending is the major source of income for Lilibeth Leonin. She has been engaged in her business for almost 12 years and she earns approximately PHP4000 a month for this kind of activity. She sells her products in their community through house to house. She wanted to increase her profit but she does not have enough capital that’s why she is requesting to avail a loan amounting to PHP8000. She will use the loan to purchase additional fish to sell to be able to increase her income. Her earnings will be used to finance their daily basic needs and to maintain her business. She is praying that the generous lenders will provide her requested loan. Lilibeth is 43 years old and married. She has two adult-aged children and their family resides in Carmen West, Rosales, Pangasinan.

Amalia Pantoñal

OptINnow - TSKI — Tue, 02 Mar 2010 15:37:28 -0800

Amalia Pantoñal - Philippines
Funded $100 of $350

Amalia Pantoñal, is a resident of Bato Leyte. She is married to Jose Pantoñal, 54, and currently has a business in buying and selling vinegar in the market. They were blessed with 4 children, two of them were college graduate while the two were just high school graduate. Amalia had been helping her husband in buying and selling vinegar in the market. It was their first business but then Amalia felt the urge to have another business because their income in vinegar business was not enough to sustain the daily needs of the family. Amalia decided to avail a small amount of capital from TSKI to use as an initial capital to put up a small business. She started to operate a small eatery in front of their house. She bought some cooking materials and food ingredients. It was just a small eatery that has only 1 table available and can only accommodate up to five customers but still they manage to earn some profits. Their delicious foods and cheaper prices make them popular to the drivers and bystanders. Her small eatery becomes a big help for their daily expenses especially for the studies of their children. The support of her husband and her children on her business is a big help for her. Amalia still needed an additional capital for her business expansion. She wanted to purchase materials for her eatery like cooking materials and she also wanted to widen the space of her eatery to attract more customers and accommodate them in a comfortable place. An additional capital will be a big help for Amalia and her family. She wanted to generate more income for her children’s future. All that she wanted is to help her children to have their own business in the future.

Elena Nato

OptINnow - TSKI — Tue, 02 Mar 2010 15:37:18 -0800

Elena Nato - Philippines
Funded $225 of $400

A struggling widow with 5 children, Elena Nato has a very inspiring patience and outlook in life. Despite of difficulties in responsibility of raising 5 children alone, she remains optimistic. Elena Nato, 50, is a resident of Biliran Leyte. She was not able to finish her elementary education due to poverty. She was already a widow with 5 children left to her. She is a fish vendor and it is her only source of income when her husband passed away. Her husband was a fisherman and the only thing he left for her family is an old fishing boat. Her eldest son was just a high school graduate but he decided to help his mother in providing the needs of their family. He used his father’s old boat in fishing. The other children continued their studying despite of the hardship they are facing everyday. Elena and her eldest son helped each other in earning money for the needs of the family and for the study of her 4 children. She sees to it that their income will be use properly and she really save money because she wanted to buy an engine for their fishing boat. After few years of striving, Elena was able to purchase an engine and it was her gift for her eldest son who is really working hard for them. Her proper management of her business brought her more luck because she was able to send her children in school and from a small house made of bamboos, they have now a concrete house. It was through their support to each other and determination that they were able to reach their dream. As of now, Elena still needed an additional capital for her business. She wanted to have a new and bigger fishing boat to be use in fishing and to purchase new engine for the pump boat. She also wanted to have more capital in her fish vending to generate more income. An additional income will be a big help for Elena and her family. She wanted to give her children a better future. She also wanted to let her eldest son return to school to finish his studies.

Josephine Yeboah

OptINnow - Sinapi Aba Trust — Tue, 02 Mar 2010 15:35:50 -0800

Josephine Yeboah - Ghana
Funded $100 of $300

Josephine is forty – three years old. She is married and has five children who are all in school. She lives with her husband and children in a rented apartment in a commercial and farming community. Josephine works hard to support her husband to provide for the family. She is a trader. She trades in maize. Josephine buys bags of maize from nearby communities at affordable prices and supplies to retailers and food vendors in her community. She has been in business for four years and wants a loan to buy bags of maize in bulk to expand her business.

Mary Amoah

OptINnow - Sinapi Aba Trust — Tue, 02 Mar 2010 15:33:02 -0800

Mary Amoah - Ghana
Funded $50 of $300

Mary is divorced and mother of four children who are all in school. The forty – six year old woman lives with her children in a rented apartment in one of the mining towns in Ghana. As a single parent, Mary works very hard to be able to provide for the family. She is a food vendor. Through her trade, she is able to sponsor all her kids through school. She prepares and sells a local dish called banku, prepared from corn dough. Banku is eaten hot with various sauces among almost all the tribes in Ghana. Mary sells on a table top by the road side in her community. She has been in business for two years and wants a loan to buy bags of maize and other ingredients in bulk to enable her improve her food quality. She hopes to increase her customer base to make more income to support her family live a more decent life and she would be grateful for your support.

beatrice boakye

OptINnow - Sinapi Aba Trust — Tue, 02 Mar 2010 15:32:50 -0800

beatrice boakye - Ghana
Funded $25 of $300

Beatrice is forty – five years of age. She is married and has nine children, some of who are still in school. She lives with her husband and children in a rented apartment in a commercial and farming community. She works hard to support her husband to provide for the family. Beatrice is a food vendor. She cooks and sells rice with stew. She prepares the food in her house of residence and hawks to sell in her community. Beatrice has been in business for six years and wants a loan to buy bags of rice and other ingredients in bulk. She desires to give her children good education.

Gladiz Ortiz Mercado

OptINnow - Opportunity Colombia — Tue, 02 Mar 2010 15:32:23 -0800

Gladiz Ortiz Mercado - Colombia
Funded $25 of $250

Gladis is married to José Ortega (employed). They are blessed with 3 children, Marelvis attends secondary school and Haimes and Hader, they both attend primary school. Gladis and her family live in the community of San Francisco in the south of Cartagena, Colombia, where she is part of a trust group of opportunity called the “Voice of God”. In her community where people don’t have great incomes to satisfy their basic needs, so she try to be a part of the solution selling on credit cheese, whey, sausages, eggs, chicken, among others. She feels good to work for her community and at same time with profits from her sale be able to pay for her children tuition. She would like her business to give her greater incomes, but she knows she has to improve it, so she is hoping to receive a loan from opportunity and invest it in purchasing larger quantities of inventory at a lower prices thus be able to give her community greater discounts. This way more people will be able to buy her products and with the increase profits make improvements in her house.

Juanita Garcia Velasquez

OptINnow - Opportunity Colombia — Tue, 02 Mar 2010 15:31:06 -0800

Juanita Garcia Velasquez - Colombia
Funded $0 of $425

Juanita is 42 years old, and for the last 13 year she has been working really good trying to satisfy as possible the necessity of her community operating and combining 2 different sales. The main one is the sale of pork, chesses and sausages. The other is selling clothes for children and women. She is married to Lucio Hernandez and together have a wonderful family. Their 3 teenage children attend a public high school and help in their free time they help in the business making free deliveries. Juanita’s husband is a employed and also support her to improve the business. She plans to invest her loan from opportunity to grow her inventory to be able to give her clients more flexibility in their payments. Her personal goal includes buy her own house and provide her family with a good education and a better living condition.

Bidaley Ricardo Mases

OptINnow - Opportunity Colombia — Tue, 02 Mar 2010 15:30:55 -0800

Bidaley Ricardo Mases - Colombia
Funded $0 of $275

Bidaley is 36 years old and has a beautiful family and they together live in the Fredonia community in the south of Cartagena – Colombia. Her husband is Wilfran Villalba, he works independently as a house builder in his community and in the surrounding one. They together have four children. The 2 oldest José and Javier recently finished high school. José is going to study topography at the public university of Cartagena and Javier is going to serve in the Colombian Military and the 2 youngest currently attend high school. For the past 10 years Bidaley has owned a business selling homemade lunch called (corriente). Every day the menu is different, on Mondays the menu includes some soup, rise, salad and fried chicken. She sells that to the families of her neighborhood and the visitors at a reasonable price, which allows her have many costumers every day. She also sells various types of Columbian drinks. And with the profit from this business she contributes to her family´s income. She would like to invest an extra capital in purchasing more inventory, some plastic chair and tables to offer her costumers more confort, and with the increasing profits be able to help her children to pursue their professional goals.

Gerald Maina Waithaka

OptINnow - Opportunity Kenya — Tue, 02 Mar 2010 15:30:15 -0800

Gerald Maina Waithaka - Kenya
Funded $500 of $525

Gerald Maina Waithaka is a 25yrs old entrepreneur. He is married to Wangeci and they have been blessed with one child. Gerald aim is to provide his child with a good life and education. He specifically insists on offering his child good education up to university level so that he can be able to compete with others on a level ground. For the last five years George has been operating a meat shop in Githurai and he is so thankful to God because during this period he has managed to open another one in the same area and has also participated in creating employment. Currently he has employed two people and he makes a monthly net profit of ksh30000. Gerald has been an Opportunity Kenya client for the last one year and we are currently funding him with the second loan. With this loan, Gerald hopes to buy enough stock of meat. This he says will enable him tap into a new market by supplying meat to large consumers like hotels, restaurants and schools. Gerald is optimistic that in this New Year, his business will grow and he will be able to make good profits. We thank you for supporting Gerald’s business and his family at large.

Remedios Lintag

OptINnow - ASKI — Tue, 02 Mar 2010 15:30:02 -0800

Remedios Lintag - Philippines
Funded $0 of $375

Remedios Lintag is 49 years old and married to Amor who is 60 years old and works as a farmer in their village. Their family lives in Jalung, Porac, Pampanga. The couple was blessed with six children namely: Catherine, who works as a nurse; next is Bryan who finished Criminology course; Arlyn,Mark David and Joshua are all studying in the High School level while the youngest whose name is Joseph is currently in Grade six level. Remedios dreams that all her children will able to finish their studies in order to find a stable job someday and to have a brighter future. To make a living, Remedios manages a barbeque and vegetable vending in front of their house. She also sells meat products and some cooked food for snacks. She wanted to put up a small general store in front of their house to make her vending comfortable and to expand her business. Thus, she is requesting to avail a loan from ASKI amounting to 17000 PHP to be used as her capital to build a small store and some of the amount will be used to purchased more goods to sell.The loan will be a great help to her business and to her family as well.

Elena Gascon

OptINnow - ASKI — Tue, 02 Mar 2010 15:29:38 -0800

Elena Gascon - Philippines
Funded $0 of $150

Elena Gascon is 41 years old and married. She has four school-aged children and they are residing in Barangay San Nicolas, Villasis, Pangasinan. To make a living, Elena is engaged in vegetable vending in their public market. She sells variety of vegetables. She has been engaged in her business for over 18 years and she earns approximately 6000 PHP a month for this activity. She needs additional capital, thus, she is asking financial assistance to the lenders with the amount of 6000 PHP. She will use the loan to buy additional vegetables to be able to satisfy her customers demands. She also wishes to gain more profit.

Racquel Cabiliza

OptINnow - ASKI — Tue, 02 Mar 2010 15:28:31 -0800

Racquel Cabiliza - Philippines
Funded $25 of $450

Managing an eatery business is the primary activity of Racquel Cabiliza. She sells cooked meals and snacks like noodles,bread, pastries and beverages. She has been engaged in her business for over two years and earns approximately 8000 PHP a month for this activity. She wanted to expand her business to be able to gain more profit to finance the schooling of her children. At present, she would like to borrow a loan from lenders with the amount of 20000 PHP. She is hoping that lenders will approve her request. Racquel is 36 years old and married. She has two school-aged children and their family resides in Poblacion, Balungao, Pangasinan.

Aida Albao

OptINnow - ASKI — Tue, 02 Mar 2010 15:28:09 -0800

Aida Albao - Philippines
Funded $0 of $1100

Aida Albao is 50 years old and married. She has three school-aged children and they live peacefully in the village of Tomana East, Rosales, Pangasinan. Aida owns and operates a general store and an eatery business. She sells a variety of different goods and commodities in her store. Aside from that, she also manages a small eatery beside her store. She has many customers because she is very approachable to everyone. Aida has been managing her businesses for over eight years and she earns approximately 15000 PHP a month for these activities. Because of high demands of her customers she needs to have additional capital to purchase more products to sell, in line with this, she is asking to borrow loan from the generous lenders amounting to 50000 PHP. She hopes that her loan will be approved.

Ledia Mazia

OptINnow - Opportunity Colombia — Tue, 02 Mar 2010 11:15:15 -0800

Ledia Mazia - Colombia
Funded $25 of $750

Ledia is married and a mother of 4 children, the youngest of which recently finished secondary school. She is a member of the "New Paradise" Trust Group. Her husband Estevan Garcia is currently out of work and helps Ledia in her business. As the sole provider for her family, the profits from Ledia's business allow her to meet her family's needs. Despite all of the challenges she has faced, Ledia and her family are hopeful. For 8 years she has been in the business of trading a wide variety of products such as colognes, skin treatments, deodorants, towels and sheets. Her most important goal includes investing additional capital to expand her inventory and sell her goods to the surrounding neighborhood, thus increasing her daily sale volume, and with the increasing profits continue to provide for her family. She would like to be able to afford to provide her children with futher education and give them opportunities she herself did not have.

Grace Eshun

OptINnow - Sinapi Aba Trust — Tue, 09 Feb 2010 14:41:04 -0800

Grace Eshun - Ghana
Funded $325 of $425

Grace is divorced and has one child who is in school. She is thirty – one years old and lives with her child in a rented apartment in one of the mining towns in Ghana. As a single parent, she works hard to be able to provide for the family. Grace is a hair dresser by profession. She works in a shop by the road side in her community. She has seven apprentices who are currently under training. Grace also trades in weave-on and other hair plaiting accessories. She has been in business for ten years and wants a loan to enable her inject additional working capital to purchase weavons and other hair dressing materials in bulk. Bulk purchase would enable her to avoid price hikes and cut down on frequent travels to purchase stock. It would also help her to improve her customer service delivery.

Vingielyn Sagun

OptINnow - ASKI — Tue, 09 Feb 2010 14:40:18 -0800

Vingielyn Sagun - Philippines
Funded $125 of $325

Vingielyn Sagun is 23 years old and married. She has one infant-aged child and their family resides in Zone 4, Rosales, Pangasinan. She is a responsible mother and a person with a big heart to everyone. She also believes that working hard is the key to success. She is a food vendor, she sells cooked food in her small eatery. She has many customers in their village and in the nearby villages. She has been engaged in her business for over six years and she earns approximately 6000 PHP a month for these activities. She wanted to expand her business that’s why she is asking to borrow loan from ASKI amounting to 15000 PHP. She wants to add some meals and to buy more ingredients for her cooking. She hopes that lenders will approve her requested loan.

Jovy Elizaga

OptINnow - ASKI — Tue, 09 Feb 2010 14:39:47 -0800

Jovy Elizaga - Philippines
Funded $125 of $300

Managing a direct selling business of Natasha and AVON cosmetics products is the business of Jovy Elizaga. She has been engaged in her business for over five years and earns approximately 7000 PHP a month for these activities. She needs additional capital to be able to expand her business and to gain more profit. At this moment, she is requesting to avail a loan amount of 13000 PHP to purchase more items to sell to her customers. She is hoping that her requested loan will be granted to be able to reach her dreams. Jovy is 29 years old and still single. She lives in their village in Mauban, Balungao, Pangasinan. She works hard and have a strong faith to God to be able to attain her goals in life.

Emilio Guerrero

OptINnow - Opportunity Colombia — Tue, 09 Feb 2010 14:39:22 -0800

Emilio Guerrero - Colombia
Funded $75 of $775

Emilio is 27 years old and lives in the community of Fredonia in Cartagena, Colombia. He is happily married to Ines Polo who is a housewife and is expecting her first child. Emilio recently became a part of trust group “New Paradise" in the same community. For the past 7 years he has been involved in the business of selling chicken on credit to the families of his neighborhood, reaching great profit. He says he gets great discounts purchasing at the wholesale chicken distributor, which give him some credits to pay weekly. Emilo is very glad that through the profits from his business he has been able to support his family and purchase a few furniture pieces for his home, he is hoping his business continues improving and be even more productive to provide his child with the best living condition as possible. He is a very active man, he also likes to exercise and keep in shape because he thinks that healthy body = healthy mind. For this reason he is planning to open a gym for the young of the community. He plans on using his loan to purchase larger quantities of inventory and has a greater capital thus be able to purchase by cash and do not get credit anymore.

Yaniles Gonzales Castilla

OptINnow - Opportunity Colombia — Tue, 02 Feb 2010 14:39:27 -0800

Yaniles Gonzales Castilla - Colombia
Funded $25 of $175

Yaniles is a member of the trust group “New Paradise”, she is 42 years old and married to Osvaldo Perez, who works on contract as a house builder. They live in the community of Fredonia in Cartagena, Colombia. They have 2 children Wilson and Wilmer, both attend secondary school. Yaniles owns and operates a productive business selling various types of hair and skin treatment to the women of the community, she gives them credits to pay weekly and she buys her products at lower prices in Barranquilla city, 2 hours from Cartagena. Through her business she has been able to provide for her children’s needs and raise them with values and high standards. She would like to improve her business by expanding her inventory, purchasing a big display case and additional beauty products for her business, thus be able to distribute her products to a much greater number of clients. Yaniles’ most important accomplishment includes help her children to pursue their dreams of becoming professional worker, and has more productive business.

Francia Julio Marrugo

OptINnow - Opportunity Colombia — Tue, 02 Feb 2010 14:37:03 -0800

Francia Julio Marrugo - Colombia
Funded $25 of $175

Francia is a single mother of 23 years old, she is married to Franklin Casseres, who works as a motorcycle taxi driver (community transportation). She lives in the community of Fredonia and is a member of the trust group “New Paradise”. For the past 4 years she has dedicated herself to her business selling silver jewelry and underwear to her neighbors. Francia buys her products at the local distributor reaching great discounts. Francia is very positive woman, she is hoping to borrow a loan which she plans to invest in expanding her inventory by purchasing additional goods for her business, she also would like to increase her profits so she can purchase 2 display cases. Francia’s most important accomplishment includes saving some money to purchase her own house to have better living conditions.

Margarita Luna Candia

OptINnow - Mexico — Fri, 22 Jan 2010 13:35:02 -0800

Margarita Luna Candia - Mexico
Funded $75 of $200

Margarita is 59 years old. She sells make up by catalogue door by door. She attended elementary school. Her husband Vicente Diaz Rodriguez is 59, he is a HCV's maintenance and constructin worker. They have 2 sons and 2 daughters: Maria del Rosario (32), Ramiro (30), Susana (29) and Jorge Blaz (27). Margarita and her family sopport each other together, they are very united, though she say they're a common family with their ups and downs. This loan will help her to supply her extra orders. She helps her husband with the house's expenses. She would like have more customers.

Omaida Ricardo Macea

OptINnow - Opportunity Colombia — Fri, 22 Jan 2010 13:14:01 -0800

Omaida Ricardo Macea - Colombia
Funded $50 of $250

Omaida lives together with her family in a community called Fredonia, and is a member of the trust group “New Paradise” in this same community. She is married to Jhonis Sanches who works very hard as a taxi driver, they are blessed with 3 wonderful children, Gloridis(high school), Yelis and Jhonis( primary school). Omaida owns a home business selling various types of goods which include: sheets, towels, sandals, children’s clothes, blenders and kitchen items, she sells that to her neighbors. She has many plans for her business this year, including purchase larger quantities of inventory thus obtain lower prices and be able to sell at reasonable prices, reach new clients by going and offer her goods to the surrounding community and finally increase her profit margin, in order to purchase some display cases and rent for a location in a commercial sector. Omaida also says that her children are very obedient and are doing great at school having very high grades, for that reason she would like to take care of all their needs and be able to provide them with best education as possible.

Gloria Marcia

OptINnow - Opportunity Colombia — Tue, 19 Jan 2010 13:53:19 -0800

Gloria Marcia - Colombia
Funded $25 of $225

Gloria is a native of the Fredonia community and is a member of the trust group “New Paradise”. She is married to Jose Igeli and they together have 3 adult-age children: Sahira, Ronal and Nora. The children are currently employed because of the education provided by their parents. Gloria and Jose, in recent years, have been working very hard on their business selling frozen pork and cheese to their neighbors on credit. Gloria’s most important goal right now is for her business to have significant growth. For that reason she is hoping to receive a loan, which will be helpful to achieve this growth. With this loan she plans on purchasing more inventory, including larger quantities of pork and cheese. Her future goals include expanding her business and doubling her sales, and helping her children to pursue their career goals.

Melbis Guerrero

OptINnow - Opportunity Colombia — Mon, 18 Jan 2010 14:48:10 -0800

Melbis Guerrero - Colombia
Funded $125 of $225

Melbis Guerrero lives in the community of Fredonia, and is a married mother of two adult-age children; Sergio(English student) and Sherly(business student). Melbis is a member of the trust group “New Paradise” and owns a business located in the commercial sector of the community, baking and selling pastries and desserts. She manages to combine this with the sale of party decorating items. Her business has been very productive in recent years, allowing her to rent a bigger location and contribute to the household expenses. Melbis plans on using her loan to strengthen her business by increasing her inventory, thus giving her clients more satisfaction and having a increase in her profits, and to be able to provide her family with better living conditions.

Ledis Rodriguez

OptINnow - Opportunity Colombia — Wed, 13 Jan 2010 14:57:14 -0800

Ledis Rodriguez - Colombia
Funded $275 of $925

Ledis is a 40 year old woman and the coordinator of the trust group "new paradise", which is located in the community of Fredonia. She is a single mother of two teenage children, Yorlendis and Melquin. They both currently attend public high school. For the past 10 years Ledis has been operating a business of preparing homemade fried foods called Empandas, Arepas and Buñuelo (typical Colombian food) which she prepares with ground corn, meat, vegetables and potatoes. Her outdoor stand is strategically located on a corner where all her costumers pass when going to work in the morning. With the profits from this business Ledis has been able to provide for all of her children's needs. Now she needs a loan to improve her business, and purchase greater quantities of inventory including 6 plastic chairs and a tent, thus to increase her daily sales volume, and with the increasing profits be able to pay for college for her children and pursue her goal of one day becoming a international businesswoman.

Philip Donkor

OptINnow - Sinapi Aba Trust — Mon, 11 Jan 2010 14:57:00 -0800

Philip Donkor - Ghana
Funded $275 of $350

Philip Donkor is 31 years old. He is single and has no children. He lives alone in a rented apartment in the community of Mankessim where trading activities are the occupation of the majority. Philip is a trader. He deals in all kinds of mobile phones and their accessories as his main source of income. He procures the phones from Accra and sells in a kiosk by the road side in his community. Philip has been trading for six years now and wants a loan to procure goods in bulk to grow his business. He wants to increase his savings to rent a bigger store room and take his business to another level of supplying phone accessories. He believes your support would afford him the opportunity achieve this dream.

Clemencia Bustamante

OptINnow - TSKI — Tue, 05 Jan 2010 09:31:32 -0800

Clemencia Bustamante - Philippines
Funded $200 of $325

Clemencia Bustamante,46, is a native of Brgy. Clarin, Misamis Occidental. She is married to Mr. Norberto Evangelista, 47. They were blessed with 4 sons; the eldest is 25 years old and the youngest is 14 years old. After they get married, Clemencia and her husband put up their first business which is vegetable vending. The capital came from both their parents as a gift in their wedding. It was giving them a good income at first but after a few years, many vendors also sprouted in their area and they have experienced having low sales and some of their products were also spoiled. They decided to stop their vegetable vending and they looked for other alternative source of income. It was very hard for them to start a new business because they had no capital to start with. They tried to borrow some capital from their relatives but no one let them borrowed. The couple was still hopeful and their faith to God gets stronger every day. Luckily, one of their friends named Dingdong helped them financially to have their own business. Dingdong is a businessman and he hired Clemencia and Norberto to be one of his employees in his business. The couple was so dedicated to their work until such time that Dingdong gave them a chance to start their own business which is banana peddling. They looked for a warehouse where they could keep their tons of banana that came from a big plantation in Bukidnon in Mindanao. The couple together with their sons helped each other on their business. The Evangelista family gained a lot of benefits from the hard work and perseverance that they have. They have purchased some household appliances and had acquired a motorcycle which helps them a lot in peddling their bananas in different towns and barangays. They were able to send their children in school. Clemencia still needed additional capital for her business. She wanted to improve the facilities in her warehouse to maximize its space to keep more of her products. It will be a big help for her family especially for the education of her children. An additional capital will be a big blessing for Clemencia and her family. She really wanted to give her family a better future.

Inarlin Pojas

OptINnow - TSKI — Tue, 05 Jan 2010 09:31:25 -0800

Inarlin Pojas - Philippines
Funded $75 of $450

Parents are always doing their best in order to give their children a better future. This is why Inarlin and her husband, Mecias, decided to put up their own business. It is for the future of their children. They run an auto parts store. Inarlin Pojas, 42, is a resident of Tagbilaran Bohol. She is married to Mecias Pojas, a travel agent in a travel agency. They were blessed with 3 children, the eldest is in college while two of them are in high school. Inarlin was just a plain housewife then, while her husband was working as a travel agent. She was the one taking good care of their children. After few years, Inarlin consulted her husband that she wanted to put up her own business because the income of her husband in his work could barely support the needs of their children. The couple decided to sell a parcel of land in order to have a capital. Since her husband has some skills and knowledge in vehicles, they thought of putting up a business selling all kinds of auto parts. It was 1999 when finally they were able to put up the stores they dreamed. They are the suppliers of automobile parts and different vehicles like motorcycle, bicycle and jeeps. Her business received good responses from the customers because their prices are relatively lower compared to those found in malls and other establishments. Inarlin managed their business well and she decided to open up other branches. Her husband decided to resign from his work in order to concentrate on their business. Inarlin and her husband were very grateful that their business is doing well. The income from their business helped them a lot in sending all their children to school. The couple relies mainly on their business for all their household expenditures from electricity bills, water bills and daily expenses. Inarlin still needed an additional capital for her business expansion. She wanted to purchase more stocks of her products to accommodate the needs of her clients. She also wanted to widen the space the space her auto parts store to attract more customers. An additional income will be a big help for Inarlin and her family. She wanted to give her children a better future and a good education. She also wanted to help other people in earning their own income by hiring them.

Linda Encabo

OptINnow - TSKI — Tue, 05 Jan 2010 09:31:14 -0800

Linda Encabo - Philippines
Funded $225 of $375

An aspiring mother and wife, Linda is very eager to have her own business to earn extra income. She was able to start her own buying and selling dried fish in the market and through her determination, she was able to help her husband in supporting their family. Linda Encabo, 48, is a resident of Isabel Leyte. She is married to Benjamin Encabo, 48, and is cureently working as a welder in Philphos Company in Manila. They were blessed with 5 children who are all studying now. Their first business was buying and selling ornamental plants but due to small profit and irregular customers the couple decided to stop the business. Linda really wanted to have her own business because the income of her husband as a welder is not enough to sustain their daily needs. Linda decided to borrow initial capital from TSKI. With the small capital, she was able to start a business in buying and selling dried fish in the market. She rented a small stall in the market to display her products. She admitted that the first few months in business were really hard for her because of stiff competition but with her proper management and good rapport with the customers she was able to gain the loyalty of her customers. Linda was very happy with the outcome of their business and as a result she was able to send her children in school and she was able to help her husband in saving money for the renovation of their house. Linda still needed additional income for her business expansion. She wanted to have a bigger capital so that she would be able to purchase in volume dried fishes to save some money because there is a special discount if they would purchase it in bulks. Additional capital would be a big help for her family wherein she could be able to save some money for the studies of their children. If given a chance, she also wanted to invest in other business like buying a tricycle so that she could also sell her products in nearby towns and barangays.

Anabelle Cudo

OptINnow - TSKI — Tue, 05 Jan 2010 09:31:09 -0800

Anabelle Cudo - Philippines
Funded $125 of $325

Annabelle Cudo, 35, is a resident of San Lorenzo, Guimaras. She is married to Benigno, 35, a farmer. They have 3 children namely Jessa, a 1st year high school student, Abe, 8, a grade 2 pupil and the youngest is Diana, 2 years old. Annabelle and her family had been in the farming business. She wanted to help her husband in providing for their family but it was hard for her to find a job because she was just a high school graduate. She felt so useless because she felt pity for her husband who is working very hard in the farm but still his income was not enough for their daily needs. Annabelle was still hopeful, so this time she wanted to put up a small sari-sari store just to augment their daily needs. After a few months of waiting, she heard about the TSKI organization that provides initial capital for those who wanted to start a business. Annabelle was able to avail a small capital and she used it to put up a small sari-sari store in their vicinity. At first, it was difficult for her to manage her business because of small capital but she was able to manage it properly and she was able to save some amount for future use and she really wanted to save for the studies of her children. Her sari-sari store becomes the major source of their income and her husband was really happy because his wife is helping him in providing the needs of their family. Their business went well and Annabelle was able to send their children in school and she was able to buy some household appliances. Annabelle still needed additional income for her business expansion and to purchase more goods to meet the demands of her customers. She also wanted to start a hog raising project to generate more income. Additional income will be a big help for Annabelle and her family. It could give her a chance to generate more income for the studies of her children.

Alma Celino

OptINnow - TSKI — Tue, 05 Jan 2010 09:31:03 -0800

Alma Celino - Philippines
Funded $175 of $350

"A business minded woman." This is how Alma describes herself. She has been in the business for long years and she had also experienced ups and downs in business but still she managed to open up another business which is selling frozen foods and fried chicken. Alma Celino, 43, is a resident of Dumalag Capiz. She is married to Pedro Celino and they were blessed with 4 children. The eldest is 18 years old and the youngest is 11 years old. Alma and her husband have a business of their own which was a bakery. It was their first ventured business and they have used their combined savings to put it up. Their business went well but when competitors started to sprout and the prices of the flour and other ingredients increased, the couple decided to close their bakery. It was a hard decision for them but they had no other choice. The couple invested their remaining money in putting up other business which is selling fried chicken and frozen products in front of their house. They are helping each other to improve their business. Her husband is the one doing the marketing while Alma is the one assigned to cooking the fried chicken. Their children are also helping them in selling their products to the customers. It was just a simple business but the couple was very happy with the outcome because through their daily income from their business, they were able to send their children in school and provide their daily needs. Alma still needed additional capital for her business expansion. She wanted to improve the facilities of her business to attract more customers. She also wanted to have a food cart to sell her products in the town. An additional income will be a big help for Alma and her family. She really wanted to give her children a better future and a good education.