Fati Alidu, 45, is a married woman with two children who are currently in the high school. Fati lives with her family in Atebubu in Ghana. Atebubu is a town in the Brong Ahafo Region of Ghana. Atebubu is a farming community. The inhabitants produce food crops like maize, yam, millet, beans, etc. To support her family, she runs a small grocery kiosk in her neighborhood. She also sells food items such as maccaroni, tomatoes, and other vegetables on a table top in front of her kiosk. She has been in business for fifteen years. Fati buys her goods from the farmers in the community and treks to market in nearby towns to sell. She says that she also supplies her products to food vendors in her community.

Fati wants a bigger working capital to enable her to meet the cash demands of the business. She desires to buy the goods in bulk whenever she wants to travel to the city in order to save her the problem of frequent trips. Fati hopes to build up savings to provide her kids with very good education for brighter future carriers.

Fati is in a community group called “Do Good”. The group members guarantee for one another as collateral to access the loan and support one another to repay.